Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Thursday, April 1, 2010

Money Saving Tips #1 and #2

Whether or not you live in a big city or a small town there are expenses especially when you have a baby or expecting. I am one of the thriftiest people I know when it comes to budgeting. The first money saving tip when expecting a baby is this:

#1 Neutral
Now I know if you have a boy or a girl you want to adorn him/her with the appropriate colors and that is fine. When it comes to the 'big' expenses you may want to think of the big picture which is "Will I get my monies worth?" When it comes to swings, cradles, nursery cribs, strollers and highchairs you want to be able to reuse them. So go neutral in colors.

I bought a stroller and a car seat; granted car seats have expiration's and I will have to buy a new one but I should not have to buy a new stroller because the color is light gray and yellow. It is versatile for any gender and when we are blessed with more children I can reuse it. My baby room theme is also neutral and that is Woodland Creatures. The savings when you are blessed with #2 or #3 will be amazing when you do not have to re-buy the big expenses.

#2 Cloth Diapers
"They are messy", "they smell", "too much fuss" are the comments that come to mind when you think of cloth diapers. These statements are untrue and cloth diapers are not only better for your baby but better for the environment and not to mention the pockets! Did you know that people go through $2-$3000 worth of disposables each 1-2 years? Also lots sit in those icky landfills. I'm going to spend $700 in cloth diapers and it will not only save me money, but I can reuse them for the next child. There is a thrifty tip! (There are brands out there that can start you off to cloth diaper from newborn to potty training for $100)

I am not going to leave you in the dust about these two topics so I'm going to give you some reading on the two above savings! So keep those wallets heavy and your sanity!


Neutral Colors:
Gray, Yellow, Green, Brown, Black, White, Purple, Red, Orange and their variations.

Cloth Diaper Links:
http://www.diaperswappers.com
http://www.consumerreports.org/cro/babies-kids/baby-toddler/diapers/diaper-buying-advice/index.htm
http://www.diaperjunction.com/
http://clothplanet.com/

(I am no way affiliated with the companies that I post links or information. They are used for educational purposes)

A Beginning

I have been wanting to start this blog for awhile now but could not think of a good topic to start it off with a bang! I live in a small town in Pennsylvania and it is a lot tougher than most people would believe. I know some of you may say "At least your not in a city" but a small town defiantly has its disadvantages.

Let me begin by giving you some background on myself. I am 17 weeks pregnant (4 months, 1 week)and this is my first child. My husband and I make about $32,000 a year and we have a dachshund that is 3 years old.

We are having a tough time right now finding a larger place to live in and we live in a very small apartment that can barely fit us. The reason we are having problems finding a place to live is because we have a dog. In a city, you would be able to find a place that accepts at least one pet with no issue, but in a small community you can not.

This community is predominantly an older generation town and there are no outlets for children or parents with babies to socialize. This line to me is very important: my goal in my town is to make a group for parents and their children to socialize, get tips and support and clean up this town. I also hope to inspire others to make their small towns a better community for all.

For teenagers there is nothing to do as well which results in underage drinking, drugs, and sex. This is a major dilemma in my town, yet people do not want to see it. My husband works in corrections and sees the drug and violence rising in this town to the point of scary.

My goal in this blog is to show the hardships of living in a small town, but using them to your advantage. I will give money saving tips, pregnancy tips I have learned along the way and other advice.


I love to write and hope to make this more creative then this generic post. I thank you for taking the time to read this blog and hope to get to know all of you soon enough. Until we meet again..